By creating an account or calling the API you agree to these terms. They describe a software gateway for USDT on BNB Chain and Tron — not a bank, custodian promise, or investment product.
Eligibility & onboarding
You must be able to enter a contract, provide accurate registration data, and use the service only where USDT payments are lawful for your business.
You are responsible for your customers, the metadata you attach to payments, and any licenses your activity requires.
Acceptable use & prohibited conduct
You may not use TOTOPAY for fraud, sanctioned parties, malware, credential stuffing, or to attack the service. We may suspend accounts that threaten merchants, payers, or infrastructure.
Live API keys must stay on your servers. Embedding sk_live_ keys in apps or public repos is a material breach.
Fees, invoicing & taxes
Subscription fees are billed in USDT per the plan you select. Blockchain network fees are paid on-chain and are separate. You are responsible for taxes on your activity.
Plans renew until cancelled from the dashboard. Crypto payments are irreversible; we do not guarantee refunds of on-chain transfers sent to the wrong address or in the wrong amount.
Warranties, liability & disputes
The service is provided as-is. Blockchain congestion, RPC failures, and third-party networks are outside our control. Our liability is limited to the subscription fees you paid in the three months before a claim, except where law forbids that limit.
These terms are governed by the laws of the operator's principal place of business, excluding conflict-of-law rules. Contact support@totopay.net for disputes before filing a claim.
Last updated: April 2026
This page is provided for general information only and does not constitute legal advice. Replace this text with counsel-reviewed language before production launch.