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Crypto payment infrastructure built for USDT checkout

Issue payment links, detect on-chain deposits, reconcile balances, and notify your systems—from one API and dashboard.

PRODUCT

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One platform, end to end

TOTOPAY is built for merchants and developers who want predictable settlement rails across Ethereum, BNB Chain, and TRON—without bespoke chain integrations for every asset.

REST + webhooks

First-class automation hooks

Unified ledger

Deposits, invoices, balances

Dashboard-first

Operations without extra spreadsheets

Multi-network

Gateway-scoped currencies

How it works

From your first API call to settled USDT in three steps.

Step 1

Create a payment link

POST /request-payment with amount and customer. Get a hosted pay URL and per-network deposit addresses.

Step 2

Customer pays on-chain

Payers pick ERC20, BEP20, or TRC20. We detect transfers, show fees upfront, and track confirmations.

Step 3

Settle and notify

Funds sweep to your payout wallet. Webhooks fire when status moves to completed.

Purpose-built pillars

Every surface—API, dashboard, invoices, and alerts—coordinates around the same primitives so your team spends less time reconciling chain events and more time serving customers.

Payments & settlement

Issue payment requests and invoices, expose hosted pay links, track confirmations and completion state, and map customer activity to ledger entries.

  • Inbound deposit detection with confirmation thresholds
  • Merchant-facing dashboards for reconciliation
  • Customer records tied to lifecycle events
  • Clear statuses from pending to completed or failed

Dashboard & visibility

Operational clarity for finance and support teams—without exporting CSVs for every reconciliation pass.

  • Balances and histories across enabled assets
  • Filtering and drill-down friendly tables
  • Alerts through familiar notification channels
  • Contexts that mirror what your API exposes

Developer ergonomics

Predictable verbs, payloads, and error semantics so your integration stays thin—even as throughput grows.

  • Bearer-auth REST surface with explicit live vs test behavior
  • Webhook signatures and event catalogs for downstream systems
  • Regenerate keys and constrain live access with IP allowlists
  • Thin clients: anything that speaks HTTPS fits

Operational guardrails

Treat keys as secrets, tighten production access, and keep integrations observable from day one.

  • Separate environments and keys for sandbox vs production
  • HTTPS-only webhook endpoints you control
  • Session-protected merchant console for humans
  • Structured logs and audit-friendly trails for reviews

USDT on every major chain

Enable only the networks you need. Payers see transparent fee breakdowns per chain.

Ethereum

Ethereum

USDT · ERC-20

BNB

BNB Chain

USDT · BEP-20

Tron

TRON

USDT · TRC-20

Separate test (`sk_test_`) and live (`sk_live_`) modes so you can integrate safely, then flip to production keys when your subscription and compliance posture are ready.

Everything You Need

A complete suite of tools to manage your cryptocurrency operations with enterprise-grade security

Multi-Wallet Support

Manage multiple cryptocurrency wallets in one place with ease. Support for Ethereum, BNB Chain, Tron (USDT), and more.

Lightning Fast

Process transactions in seconds with our optimized infrastructure. Real-time updates and instant confirmations.

Global Reach

Accept payments from anywhere in the world. Support for 150+ countries and 50+ cryptocurrencies.

Advanced Analytics

Comprehensive insights into your business performance with real-time dashboards and detailed reports.

Developer Friendly

RESTful API with comprehensive documentation. Webhooks, SDKs, and integration libraries for all major platforms.

Bank-Level Security

Enterprise-grade security with multi-signature wallets, cold storage, and 2FA protection for all operations.

Explore further

Docs, dashboard, and pricing—all one click away.

API documentation

Bearer auth, request-payment, webhooks, and sandbox vs live semantics.

API documentation→

Merchant dashboard

Balances, customers, payment links, and network settings in one console.

Open dashboard→

Plans & limits

Starter, Professional, and Enterprise tiers with clear monthly deposit envelopes.

Compare plans→

Ready to ship?

Explore pricing tiers, peek at generated plans on the homepage, then wire your first sandbox call against the REST API.

Get started freeAPI documentationOpen dashboard
TotoPay

The complete cryptocurrency payment platform with wallet management. Built for developers, trusted by businesses worldwide.

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